How Our Terms Apply to Your Account
When you open an account with us, you enter into a binding agreement that covers how we collect your personal data, process your transactions, and manage your account activity. Payments processed through UPI, Paytm, and PhonePe are subject to the same data-handling standards as all other
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account operations. We retain only the data necessary to run your account and fulfil any legal obligations that apply in your jurisdiction. Any changes to these terms are communicated via the email address on your account before they take effect. Your continued use of the platform
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after notice constitutes acceptance. If any clause conflicts with the law applicable in your region, that clause is read down to the minimum extent required — it does not invalidate the remainder of these terms. Where local law restricts or prohibits access, these terms do not
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extend eligibility beyond what local law allows.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.